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Senior Underwriter in Concord, CA at The Amynta Group

Date Posted: 10/3/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Concord, CA
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    10/3/2018

Job Description

The MGA – Senior Underwriter is part of an MGA (Managing General Agent) and is responsible for multiple lines of business.  The MGA – Senior Underwriter is responsible for the elevation, selection, acceptance, rejection, pricing and servicing of commercial insurance policies within accepted company procedures and guidelines. Maintains effective agency relationships and manages agency profitability within assigned areas.

Will use knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Responds to questions from agents and insured’s received via telephone, email, mail and fax.

Essential Job Functions

•         Reviews insurance applications and documentation to determine if the applicant is an acceptable risk in accordance with company guidelines and standards.

•         Recommends appropriate premiums and coverage for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations

•         Prepares written communication on adverse underwriting decisions, proposals, referrals, rate appeals, underwriting requirements, status and declinations

•         Carries out responsibilities consistently, dependably and accurately

•         Analyzes commercial line accounts

•         Evaluate pricing and coverage to ensure premiums charged are accurate

•         Manage book of business to achieve profitability goals

•         Build productive and positive relationships

•         Ability to handle commercial line accounts which generate at least $20,000 in premium

Job Requirements

•         Bachelor’s Degree (and/or combined education and experience)

•         Five or more years of experience in multiline underwriting

•         Strong technical multi-line underwriting and analytical skills, strong knowledge of Property/Casualty business and products with emphasis on auto liability and general liability lines of business

•         Able to travel (vehicle and on occasion overnight stays) up to 25%; visiting clients, brokers to service new business and/or current accounts

•         Experience in standard underwriting practices and procedures.

•         Knowledge of Microsoft Applications and the ability to learn new software programs

•         Professional telephone etiquette and excellent oral and written communication skills

•         Detailed orientated with the ability to multi-task

•         Familiar with a variety of the underwriting field’s concepts, practices, and procedures

NOTE:  The job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee.  The employee may also perform other duties as assigned.